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Building protectionCover options for the structure, common areas and shared installations.
Community insurance, explained locally
Protect your community with Allianz.
Coverage for the building, common areas and liability — helping your community stay protected, maintained and supported when it matters.
✓ Clear advice · 24/7 assistance options · A response within 24 hours
Protection for shared spaces
Cover that helps your community work together.
From the building structure to the pool, lift and shared corridors, Allianz community insurance can be shaped around the installations and responsibilities your residents share.
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Water and fire damageSupport for insured water damage, fire and related events in common areas.
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Community liabilityCivil liability options for injuries to third parties and damage to neighbors’ property.
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Assistance when neededLegal defence and 24/7 assistance options, including plumber, electrician and locksmith support.
Protection for shared responsibilities, with clear local guidance from Fernando.
What’s covered
Start with the spaces everyone depends on.
Every community is different. Begin with the building, shared areas and installations your residents use every day, then review the risks that could affect them.
Review my community →Structure and common areas
Protection for the building and shared spaces.
Water damage
Options for leaks and eligible resulting damage.
Fire and smoke
Support for covered fire-related events.
Theft in common areas
Options for shared installations and contents.
Civil liability
Help with eligible claims involving third parties or neighbors.
Legal defence
Practical assistance around eligible community matters.
Your local Allianz advisor
Community cover with a human voice.
Fernando Oribe helps presidents, administrators and neighbors across Málaga, Marbella and Estepona understand community insurance without unnecessary jargon.
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A trusted local contact
Advice for the places you call home.
Fernando Oribe is an official Allianz advisor based in Málaga. You get the backing of Allianz with a local contact who can explain the options and help your community review its protection.
Start with the size of your community, its shared installations and the questions residents want answered.
Get a clear next step →Start with a conversation
Protect the place you share.
Share a few details and Fernando will contact you with a clear, no-obligation next step.
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Tell us about your community.
Straight answers
Questions, made simpler.
A few things community presidents, administrators and neighbors often ask.
It can cover the building structure, common areas and shared installations, together with selected risks such as water damage, fire, theft and liability.
Civil liability for the community can be included or selected depending on your needs and policy terms. It may address eligible injury or property-damage claims.
Water damage cover can be available for eligible leaks and resulting damage. Fernando will explain the applicable conditions and exclusions.
The price depends on the building, number of homes, installations, selected limits and cover. Start with a few community details for a clearer indication.
Your next step